Richard Donoff

Managing Partner

Richard Donoff has been assisting retirees and pre-retirees for over 20 years.

Richard’s expertise has helped thousands of clients and their families achieve their financial dreams and goals. Richard aims to build strategies for growth and income, tax-efficient wealth transfer concepts, and tax-free retirement planning for pre-retirees. Richard also focuses on creating unique and individualized plans for lifetime pensions, as well as long-term care options.

Richard graduated from Washington University in 1980 with an MBA in marketing and finance. He has built large financial services organizations over the years and takes pride in building solid relationships with both clients and professional colleagues.

Richard has built an outstanding reputation helping clients follow a “prescription for sound financial health.” He specializes in providing numerous long-term care strategies using OPM (Other People’s Money). Richard strives to find advantageous LTC plans and can work with different levels of health to find a plan best suited for each individual.

Jeffrey Abramson

Partner

Jeffrey Abramson began his career in finance working as a commodity trader in 1991. A few years later, Jeff stepped into a position as a Series 7 institutional bond broker. These positions, in combination with personal experience and passion gave Jeff the motivation to take his business to the next level.

Jeffrey has been working in personal finance since 2011. Today, he helps clients protect their assets and plan for retirement by utilizing safe money options. Jeff’s comprehensive retirement planning approach includes: income planning and investments, estate and legacy planning, chronic illness planning, and comprehensive risk
management. Jeff is passionate about helping his clients achieve peace of mind and serenity. He provides them with a sense of financial security and safety.

Jeff earned a degree in economics/finance from Walsh College. He lives in Boca Raton with his wife and three wonderful children. Jeff enjoys spending time outdoors in the Florida sun and loves to be with his family and close friends.

Joseph Paluzzi

Partner

Joey Paluzzi has over two decades of experience in financial services, specializing in investment programs including annuities, life insurance, and structured settlements. He began his career in commodity markets, transitioned into owning mortgage and title companies, and ultimately focused on the fixed income asset space. His expertise allows him to provide tailored solutions that meet clients’ unique needs, from generating secure income streams for monthly expenses to managing wealth transfer, mitigating taxes, and planning for long-term care. A particular strength of Joey’s is helping clients reposition their assets to find low-cost long-term care coverage, ensuring they are well-prepared for future needs.

Joey is known for his enthusiasm and commitment to building lasting relationships. He takes pride in mentoring junior advisors and educating his clients with care, ensuring they understand their financial options and are empowered to make informed decisions. His clients often begin as clients but always end up as friends, thanks to the personal attention and trust he fosters. Whether guiding individuals through guaranteed income strategies or helping them optimize their financial plans, Joey’s focus is on delivering long-term security and peace of mind.

A fitness enthusiast for over 45 years, Joey applies the same principles of discipline, dedication, and perseverance from his personal training to his professional life. This commitment to excellence has helped him remain at the forefront of the financial services industry, where he continues to lead by example and shape the future of wealth management.